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On the other hand, there is a cost incurred by your lender to send the repo man out. Who do you think is going to pay that cost? If you guessed yourself, then you guessed right. The amount of money and time it took to repossess your vehicle will be tacked on to your balance when they sell the car.

The amount the creditor makes from the sale of your car is put toward your outstanding balance on the loan plus costs associated with selling and repossessing the car. So every time the lender has to send a repo man to try to find your car, you could be increasing the amount of money you owe. And if you acted in bad faith and hid the car illegally, the court may be less willing to listen to your arguments concerning lender malfeasance.

Repo men have seen just about every trick consumers have tried to keep their car from being repossessed. So they may stake out your house for extended periods of time, survey the streets around your neighborhood, and even follow you when you go to the mall or grocery store. Since any public space is fair game, you may walk about of the store and find that your car is gone.

After the repo man has taken your car, they will present the lender for a bill delineating the costs associated with the repossession. The lender will pass that bill onto you and they are legally allowed to do so.

Trying to hid your car from the repo man is a kind of fraud. You agreed that not to do that when you signed the contract. So hiding your car means you went back on your word, and you can face both criminal and civil penalties for having done so.

Repo Men is a 2010 science fiction action film directed by Miguel Sapochnik, starring Jude Law, Forest Whitaker, Liev Schreiber, Alice Braga and Carice van Houten. An American-Canadian production, it is based on the novel The Repossession Mambo by Eric Garcia, and follows a repo man who goes on the run after he becomes the recipient of an artificial heart and finds himself suffering the same fate as his victims. The film was theatrically released on March 19, 2010.

In 2025, advancements in medical technology have perfected bio-mechanical organs. A corporation known as The Union sells these expensive "artiforgs" on credit, and when customers are unable or unwilling to pay for their artiforgs The Union sends "repo men" to locate and forcibly repossess the organ - invariably resulting in the death of the owner.

Remy (Jude Law) and his partner, Jake Freivald (Forest Whitaker), are considered the best of the Union's repo men. However, Remy's wife Carol disapproves of his work, believing that it is a bad influence for their son Peter. At a family barbecue, Remy allows Jake to discreetly perform a repossession nearby, but is caught by Carol who leaves with Peter in anger.While patrolling with Jake, the duo discovers a "nest", a refuge for Union customers who have defaulted on payments for their artiforgs and are attempting to escape the country. Remy and Jake raid the nest by themselves, impressing their boss, Frank. He offers them the opportunity to become full-time raid captains. Remy declines and attempts to ask Frank to transfer to sales, but Jake cuts him off. Jake tells Remy that what they do is important, but Remy's mind is made up. Jake suggests that Remy's last job be a musician that Remy is a fan of. After helping the musician finish one last song, he uses a defibrillator in order to stop the artificial heart, but the device malfunctions, and Remy is severely injured, requiring replacement of his heart with an artiforg.

Carol divorces Remy for taking another job, so he moves in with Jake. As he tries to go back to work, he realizes he's developed sympathy for the customers, unable to lie when he tries sales, but also unable to kill when repossessing their artiforgs. He's soon unable to make the payments on his heart and is in debt. Jake discovers that Remy has not been repossessing and takes him to a "nest" with enough artiforgs to clear his debt; however, Remy cannot do the job. Furious, Jake demands he stay there until he gets over his inhibition. A stunned debtor wakes up and knocks Remy out.

Waking up, Remy encounters Beth, a singer he would see while drinking in a bar with Jake. He takes her to a motel room and discovers she has numerous artiforgs. Breaking into the office, Remy attempts to clear Beth's and his own accounts, but he is interrupted by Jake, who lets him leave. On the run, Beth and Remy leave for the abandoned outskirts of the city. Beth tells Remy of how she contracted various diseases and was involved in a car crash, and was forced to resort to buying artiforgs on the black market after running up severe debts. They begin a relationship, and Remy decides to document his life as a repo man with an old typewriter Beth found. As he works on a manuscript, he is interrupted by a repo man. Remy sets a trap and the collector drops through a hole in the floor. Beth falls through the same hole, damaging her prosthetic knee. Before the collector can shoot Beth, Remy manages to kill him.

After the procedure, they are stopped by Jake who tries to convince Remy to rejoin him as a repo man. Remy refuses, and Jake reveals he rigged the defibrillator unit that caused his heart to fail, so Remy would continue to work with him. They fight, and Jake knocks Remy unconscious. Beth awakens Remy, saying she stunned Jake as an organ repossession raid is underway. They flee to an underground residence where Remy is subdued by a freedom fighter (Yvette Nicole Brown). Later Remy decides to delete the accounts of all implant clients. Remy meets Carol and Peter on a train one last time, passing on his manuscript to Peter.

Remy and Beth break into Union headquarters and are forced to fight their way through the facility to the Union's database. Using Beth's prosthetic eye, they enter and seal themselves inside as Jake and Frank arrive. The server's only interface is an organ scanner, requiring Remy and Beth to cut themselves open to use the scanner internally on each of their artiforgs, clearing their accounts. Frank and Jake enter the server room using an artiforg from one of the slain repo men, finding Beth near death and Remy attempting to scan her heart. Jake is ordered to kill Remy, but he instead kills Frank and helps revive Beth. Jake tosses two grenades into the artiforg drawer of the server, with the explosion destroying the mainframe, wiping the records of everyone who has an account with the Union.

Later, Remy is seen on a tropical beach, enjoying his freedom with Beth and Jake. His text has been published as a book, The Repossession Mambo. While Remy talks to Jake, he notices that Jake suddenly disappears, leaving Remy's book on his chair; then Remy sees the beach flicker with static before returning to normal. It is revealed that Remy is in a coma, having sustained severe brain damage when Jake knocked him unconscious. Jake has paid off Remy's debt for his heart and also paid to link his brain to a neural network, allowing him to live out his life peacefully in a computer generated dream world. Beth is unconscious, and Jake says he will take care of her; he then says a sorrowful goodbye to Remy. The film ends with Frank delivering a sales pitch for the neural network.

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In the future, medical technology has advanced to the point where people can buy artificial organs to extend their lives. But if they default on payments, an organization known as the Union sends agents to repossess the organs. Remy is one of the best agents in the business, but when he becomes the recipient of an artificial heart, he finds himself in the same dire straits as his many victims.

What to do when the repo man shows up depends on where you are. It also depends on if the seller has a court judgment against you. If there is a court judgment against you, you will probably know. This is because you probably went to court about your car or received a summons. If you were served a summons but did not show up in court, you might also have something called a default judgment against you.

The laws on the reservations give you a good defense against repossession. It is illegal for someone to repossess your car or mobile home without a court order. Unless you give him permission!

Repo Man is a supplement for Cepheus Engine and other 2D6 based SciFi games that presents a new career path as one of those brave interstella repossession agents. A lot of independent star crews skip out on paying the mortgage they have on their ship. They think that if they disappear into the deep dark the debt will go away and they can live the good life in a stolen ship.

The banks of the galaxy are not happy to see all that money riding off into the void, so they employ Repo Men. As a repossession agent you'll be plying the space lanes employing devious technology and underhanded techniques to recover the stolen merchandise. Once you have the ship in hand and have... disposed... of the crew, there'll be a big bounty to claim, provided you can dodge the local law and the navy. 2ff7e9595c